Tag - Money
You didn't buy your Mac or your iPhone in order to while away the hours avoiding phishing scams and malware. Unfortunately, other people did buy theirs in order to con money or data out of you, so we have to be vigilant. That's the purpose of our three-part Pointers Special. This is how to protect your Apple device, your work, and your money -- and in this concluding edition, how to keep people from seeing what you're doing.
This is where coming new to a product may be a help: we've been using Quicken 2016 for around six weeks now, while researching a full Hands On review, and in the mix of good and bad things we've found out about it, we entirely missed something. Quicken 2016 does not backup your data the way previous versions of the software did and, we'd say, every version of every software should. The more longstanding a Quicken user you are, the more likely it is that it wouldn't occur to you that the feature would be gone. Hopefully you haven't had any reason to notice the feature is switched off, but at some point, you're going to, and it may be under the worst of circumstances.
If you've ever sworn that you never want to go through filling out tax forms ever again, you should probably have spent that time swearing a little bit at QuickBooks as you try to work out which version is right for you. If you're self-employed then there's a good chance that the answer is QuickBooks Online 4.3.4 for iOS and QuickBooks 2.3.1 for OS X.
Square has released an update for its Cash iOS app, including a new Nearby Payments feature. Cash allows users with a US bank account to send or request money via text message or email, free of charge. Payments are deposited to one's bank account in minutes, using an existing Visa or MasterCard debit card, and payments that are not claimed within 14 days are automatically refunded to the user.
Google Wallet issued an update today that gives users the ability to add gift cards and request (or send) money through the Wallet app. The addition grants another perk to using Wallet as it allows customers to carry even fewer cards with assorted balances or perks. Requesting money from friends and family, or sending them money using a debit card is now free of charge, unlike the previous version which charged the same 2.9 percent (minimum 30 cents) fee as when using a credit card.
London-based startup TransferWise has launched a native Android app, allowing users to transfer money between currencies. A peer-to-peer service, TransferWise facilitates direct money transfers to users in other countries. Six months earlier, TransferWise had released an iOS native app, with the "app" for Android users available on Google Play until today being only a shortcut to its website. Free to download, TransferWise for Android is compatible with Android 2.3 or later.
Fast on the heels of releasing Jumsoft Money for the iPad (also iPhone compatible), Jumsoft has launched Money 3.5, updating the desktop version of the software with iPad sync capabilities. Money is financial management software with budgeting and bill tracking. It has report capability that allows for analysis of past income and spending and helps users focus on areas for improvement.
Everyone makes money and spends it, but not everyone bothers to track their income and expenses. To make managing your money simple, you can choose from a variety of programs, including Intuit's standard Quicken. The problem with most of these applications is that they come loaded with so many features, few people take the time to learn them all. As a result many people ignore these programs, and those that do use them can only understand a fraction of the available options. If you find traditional budgeting programs too complicated, then you might appreciate the simplicity of Squirrel.
Now AAPL Stock: 93.4 ( -2.7 )
WhatsApp now handles over 100M calls daily
WhatsApp is celebrating that it is being used for over 100 million calls every day. In a brief notice, the Facebook-owned messaging platform advises the voice-calling feature it rolled out to its users last year now deals with an average of over 1,100 calls initiated per second. Earlier this year, it increased the security of its calls and other messages, by introducing end-to-end encryption on all platforms. http://bit.ly/292HqCX
Adele's '25' album now streaming
Recording artist Adele has "pulled a Kanye" after saying that her current album "25" would not be available for streaming. The seven-month-old record, which has yielded a number of hit singles, is now available for streaming on all the major streaming services, such as Apple Music and Spotify, as of today in most major markets, with worldwide distribution to come. Reportedly, the singer had demanded streaming be limited to paid subscribers -- a condition that has hurt some streamers with artists, who aren't paid royalties for free or trial listens . Apple pays performers its normal royalty rates during its free trial, avoiding the issue -- and having repeated success in both signing up exclusives and placing those exclusives into the top of the charts. http://ti.me/28U7NOu
SanDisk iXpand case has battery, storage
A new iPhone 6 and iPhone 6s case from SanDisk appears to be the "holy grail" of accessories: a stylish and protective case that offers both extra storage as well as the option of extra battery power as well. The iXpand Memory case offers either 32GB, 64GB, or 128GB of additional storage incorporated into the case, and an optional add-on battery pack (sold separately) adds up to an extra day or more of charge. Through the associated iXpand app, camera photos and videos can be automatically stored on the extra storage, optionally password-protected, The cost for the case is (in order of storage capacity) $60, $100, and $130. The battery pack's release data has not yet been announced, but the add-on should retail for an additional $30. http://bit.ly/291epHu
Fifth Hong Kong store to open June 30
The 46th official Apple store in what the company calls the "Greater China" region will open at 10AM local time in Hong Kong's New Town Plaza in the Sha Tin district on Thursday, June 30, according to a new page on Apple's retail website. Despite slowing growth due to economic turmoil in China, the country is still Apple's fastest-growing market. The new story will be the fifth for Hong Kong, a lucrative market for Apple thanks to the high concentration of wealth there and a thriving "gray" market. Normal store hours for the new store will be 10AM to 10PM every day. http://apple.co/291diaT
Apple Music bug bites very short songs
There appears to be a reproducible bug in the current version of iTunes -- version 12.4.1, running on OS X 10.11.5, both the current non-beta versions of the respective software -- that causes a streamed song to become "stuck" in endless buffering if the streamed item just before this happened was 60 seconds or less in length. The problem appears to stem from code in iTunes that signals the next track to start downloading one minute before the currently-playing track is done, and thus songs shorter than one minute don't trigger the download. Locally-stored music is unaffected by the bug, and the problem does not appear to exist in either the macOS Sierra developer beta or versions of iTunes earlier than 12.4, and does not affect the iOS Music app at all. http://bit.ly/291cN0l
Walmart Pay expands to 15 states
Walmart, one of the key progenitors of the failed CurrentC mobile payment system that was distinguished from Apple Pay by its ability to collect and share customer financial and buying data among its participants, has expanded the soft rollout of its alternative solution "Walmart Pay" to an additional 15 US states following a pilot program in Arkansas and Texas last month. Walmart continues to resist adding Apple Pay. The system, built into the Walmart app for iOS and Android, works with a complicated system of the camera scanning a purchase code at the register, then generating a QR code which is then scanned by the register. The system is available now in Alabama, Georgia, Indiana, Iowa, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, North Carolina, North Dakota, South Carolina, South Dakota, Tennessee, Virginia, and Washington, DC. http://apple.co/28SqZfu
Amazon refreshes entry-level Kindle
Amazon has added a new Kindle to its ebook reader range, one that is thinner and lighter than the previous entry-level model. Offering a six-inch 167-dpi touchscreen display, a doubled 4GB of storage, and an option for a white casing, the new model also adds in the ability to export highlights and notes to an email account as a PDF. Two versions of the all-new Kindle are available, priced at $80 including "Special Offers" and $100 without. http://amzn.to/28Q4c3R