Tag - Discover
If you've ever tapped on the Music app on your iPhone and regretted it because you hadn't a clue what to do next, XPod Device 1.0 is for you. That's perhaps not its aim, it is intending to be a new visual way to discover music you have on your iPhone, but the way you search and find is certainly simpler than Apple Music's own offering.
During yesterday's conference call with analysts, Apple CEO Tim Cook announced an expansion of Apple Pay into Best Buy, with the mobile payment technology being accepting through the electronic chain's site immediately, and in stores later this year. Separately, Discover has announced that it will finally allow members to add their cards to Apple Pay beginning this fall. Discover was the last major credit card to resist joining Apple's initiative.
Discover card holders will be able to make use of the new Apple Pay mobile payments system at some point, according to a Twitter post by the company. "We are in discussions with Apple to add Discover cards to Apple Pay in the future," the post reads. When Apple Pay was announced yesterday, only Visa, Mastercard, and American Express credit cards were mentioned. The service will also support debit cards.
Google Wallet has received some major updates today. The mobile payments platform has opened up to accept all credit and debit cards from American Express, Discover, MasterCard, and Visa, with financial data stored in the cloud instead of on the handset itself. Twenty five national US retailers have partnered with Google for the service, and through a partnership with MasterCard PayPass, mobile payments can be performed at over 200,000 retail locations across the country.
Isis, the mobile commerce venture between AT&T, T-Mobile, and Verizon have finalized their wireless payment standard for mobile devices, calling it Isis Mobile Wallet. It's due to launch this summer, with Chase, Capital One, and Barclaycard being the first banks to sign up and have their credit, debit, and prepaid cards be compatible with the system. The first merchants to support the system will be located in Salt Lake City and Austin, Texas. Like Google Wallet, its major competitor, Isis Mobile Wallet let users securely pay for goods and merchandise with their handsets.
As hinted earlier, Google Wallet on Monday went active for real users. The service in starting off will still work on just Citi MasterCards and the virtual Google Prepaid Card, but is now opening to rival cards. American Express, Discover, and Visa are all making their NFC specs available to let banks add the cards to the mobile payment system.
Isis on Tuesday said it had landed the top four credit card companies in the US for its mobile payment plans. American Express, Discover, MasterCard, and Visa have all agreed to handle payments from NFC-based phones when the service goes live in the first six months of 2012. The approach may give it at least a temporary edge over Google Wallet, which is so far limited to MasterCard.
Isis, the coalition of US wireless carriers AT&T, Verizon and T-Mobile to bring NFC payments on handsets to the masses, will not go forward as planned earlier, according to reports on Wednesday. While trials were due to start early in 2012, the three carriers have now purportedly agreed to change their approach and make it less advanced. Instead, they will create a "mobile wallet" that will link users' existing Visa, MasterCard or other major credit cards to the account, though this is not official yet.
Three of the larger US carriers are developing a smartphone-based alternative to a traditional credit or debit payment, sources claimed on Monday. AT&T, T-Mobile and Verizon are developing a Near Field Communication system like Japan's FeliCa. Buyers would swipe a phone with an NFC chip near a reader to pay for goods at stores rather than use a card.