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Remote deposits now possible on Macs

updated 05:55 pm EDT, Mon September 27, 2010

Software allows banks to accept scanned checks

Thanks to the growing popularity of Macs in the business world, Mac users will soon be able to enjoy the benefits of remote deposit capture (RDC) directly from their computers, says a leading bank-software provider. "Remote deposit capture" refers to being able to scan checks and upload the image to a financial institution without ever having to physically deliver the actual check.

Cachet Financial Solutions has updated their RDC Select software to be Mac-compatible for the first time, extending the benefits of RDC to Mac owners. Though primarily used by businesses, some institutions are now testing the service with consumers as well.

RDC is not the same practice as either direct deposit (where no actual check is involved) or online depositing (where a user can notify the bank of a deposit via computer but must still deliver the actual check). RDC became popular in the US in 2004 when the Check 21 Act was passed by Congress.

The company expects the software to be available for Mac users starting October 15th of this year.

by MacNN Staff





  1. myramoki

    Joined: Dec 1969



    Been doing this with USAA for several years now. No big deal

  1. sribe

    Joined: Dec 1969



    And Chase seems to have the smarts not wait for some port of some Windows software, but instead deliver an app that lets you make a deposit from you iPhone by taking a picture of the check.

  1. facebook_Justin

    Via Facebook

    Joined: Sep 2010


    comment title

    I doubt this service will work with Wachovia or that Wachovia will ever have it. There so primitive, they don't even have an iPhone app yet. Luckily AT&T's mobile banking app works with Wachovia.

  1. dliup

    Joined: Dec 1969



    Able to do it for a while now on the Mac. Even the iPhone.

  1. inceptdate

    Joined: Dec 1969



    Like YAWN said, USAA holds several patents on this.... been doing it for years. All the hype through commercials and whatnot... even my GF said - 'that isn't new! You do that all of the time.' "Well, they aren't USAA.... they'd like to be to be but they're not."

    Smacks of bigger fees to me. Free on USAA... ALONG WITH EVERYTHING ELSE :)

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